Work Comp Clarity
Find out the most common reasons temporary disability checks stop under California workers’ compensation rules — and what you can do next.
When Do Temporary Disability Payments Stop?
In California workers’ compensation, temporary disability (TD) payments do not last forever. They stop when one of the following happens:
-
You return to work (full duty or modified duty)
-
Your doctor says you’ve reached Maximum Medical Improvement (MMI)
-
You hit the 104-week time limit (within five years of your injury date)
-
Your claim is denied
-
You miss required medical appointments
-
Your doctor releases you to work but you choose not to return
Most people are surprised that benefits can stop even if they still feel pain. The legal trigger is usually a medical decision — not how you feel.
Why This Matters for Your Work Comp Case
When temporary disability payments stop, your income may drop suddenly.
But this does not always mean your case is over.
If you reached MMI, your case may shift into:
-
Permanent disability payments
-
Ongoing medical treatment
-
Settlement discussions
If your checks stopped unexpectedly, it could mean there’s a dispute, missing paperwork, or a change in work status. Understanding why payments stopped is critical before taking your next step.
Steps You Can Take If Your TD Payments Stop
► Confirm the reason in writing
Ask the claims adjuster why payments stopped and request written confirmation.
► Review your most recent doctor’s report
Look for language like “MMI,” “P&S,” or “released to work.”
► Request a second opinion or QME if you disagree
If you believe you are not truly permanent and stationary, you may dispute the finding.
► Check the 104-week limit
If you’ve been paid for 104 weeks, benefits may legally end — even if treatment continues.
► Consult a workers’ comp attorney if benefits stop unexpectedly
Sudden termination without explanation can sometimes signal a legal issue.